Estimate the future value of your monthly investments in top SIP plans.
A Systematic Investment Plan (SIP) Calculator is an essential tool for investors looking to build long-term wealth. Whether you are targeting best SIP plans for 2026 or stable blue-chip funds, our calculator helps you estimate the final corpus based on monthly contributions and expected annual returns.
Calculating returns is the first step. The next is choosing the best mutual funds that match your financial goals. Investors typically categorize funds as:
Looking for high-growth options? Check our exclusive list of Top 5 Smallcap Mutual Funds for 2025 .
The "Monthly Top-up" feature in our calculator represents a Step-up SIP. By increasing your SIP amount by a small fixed value every year (e.g., ₹500 or ₹1000), you can beat inflation and reach your financial goals much faster than a static SIP.
What is a good return rate for SIP?
Historically, equity mutual funds in India have delivered returns between 12% to 15% over a long period (10+ years). Small-cap funds can sometimes offer even higher returns.
Which is the best SIP for 5 years?
For a medium-term goal of 5 years, aggressive investors often choose Mid-cap or Large & Mid-cap funds. Conservative investors may prefer Hybrid funds. Always use our Fund Analysis Tool to check past performance before investing.
Can I start SIP with ₹500?
Yes, many of the best SIP plans in India allow you to start with as little as ₹500 per month.