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Compare Mutual Funds

Pick any two mutual funds and compare returns, risk, Sharpe ratio, SIP XIRR & more — side-by-side.

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How to Compare Two Mutual Funds

Picking between two similar-looking funds? A proper side-by-side comparison looks beyond returns. Our tool evaluates: annualized returns (1Y/3Y/5Y CAGR), SIP XIRR, standard deviation (volatility), Sharpe ratio, max drawdown, 50/100-day moving averages, and 52-week high/low with correction percentage.

Start broad by searching our Fund Analysis tool, then bring two contenders here. Want to simulate actual SIP returns? Use the SIP Backtest tool.

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Fund Comparison — Frequently Asked Questions

A fair comparison looks at three things together: returns over three and five years rather than a single year, risk measures such as volatility and maximum drawdown, and whether both funds actually belong to the same category. Comparing a small-cap fund with a large-cap fund on returns alone tells you very little. This page places these measures side by side so the comparison stays on the same footing.

Maximum drawdown is the largest fall a fund has seen from a previous peak to its lowest point after it. It matters because most investors stop their SIPs during sharp falls rather than because of poor returns, and knowing in advance how far a fund has dropped historically makes it easier to stay invested when it happens again.

The Sharpe ratio measures how much return a fund delivered for the amount of risk it took, and a figure above 1 is generally considered reasonable, with higher being better. If two funds delivered similar returns but one has a higher Sharpe ratio, it got there with smaller swings along the way, which is usually easier to hold through a full market cycle.

CAGR describes the annualised growth of a single amount invested once and left alone, while XIRR handles money that went in on many different dates, which is exactly what happens in a SIP. Always read SIP performance through XIRR, because CAGR does not account for the timing of each instalment.

The fund at the top of a one-year return table is not automatically the best choice, because categories rotate and last year's leader often lags over the following couple of years. Consistency across rolling periods, risk measures and how long the current fund manager has been in place usually tell you more. To talk through what suits your own goal, you can speak to the AMFI-registered distributor behind Myfolios.

Aur koi sawaal hai? AMFI-registered distributor (ARN-145870) se seedhe poochho.

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