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Privacy Policy

Last updated: May 2026

At Myfolios, we take your privacy seriously. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website and mutual fund distribution services.

1. Information We Collect

  • Personal identification: Name, date of birth, PAN, Aadhaar (for KYC), address, phone, email.
  • Bank & investment details: Bank account, folio numbers, nominee details, investment amounts & frequencies.
  • Technical data: IP address, browser type, device, pages visited, cookies.
  • Communication data: Emails, WhatsApp messages, phone call records for support queries.

2. How We Use Your Information

  • Facilitate mutual fund investments, SIPs, redemptions, and switches via BSE StAR MF / NSE NMF-II.
  • Comply with SEBI, AMFI, and DPDP Act 2023 regulatory obligations (KYC, FATCA, AML).
  • Send transaction alerts, folio statements, tax documents, and scheme updates.
  • Provide personalized investment recommendations & portfolio reviews.
  • Improve our website, tools, and advisory services.

3. How We Protect Your Data

We use industry-standard encryption (SSL/TLS) for data in transit, secure servers for data at rest, and restricted-access systems. We never store your UPI PIN, OTP, or bank password. All KYC documents are shared directly with regulated KYC Registration Agencies (KRAs).

4. Sharing of Information

We share your data only with:

  • Asset Management Companies (AMCs) to execute your purchase/redemption.
  • Registrars & Transfer Agents (RTAs) like CAMS & KFintech.
  • KRA / CERSAI / CVL for KYC verification.
  • Regulators (SEBI, AMFI, Income Tax Department) when legally required.

We never sell your personal data to third parties for marketing.

5. Cookies

Our website uses cookies for essential functionality, analytics (Google Analytics), and to improve user experience. You can accept or decline cookies via our cookie consent banner. Declining may limit some features.

6. Your Rights Under DPDP Act 2023

  • Access your personal data on request.
  • Request correction of inaccurate data.
  • Request deletion, subject to regulatory retention obligations (KYC records: 10 years minimum).
  • Withdraw consent for non-mandatory processing.
  • File a grievance with our Data Protection Officer.

7. Third-Party Links

Our site may contain links to third-party websites (e.g., AMC pages, news articles). We are not responsible for their privacy practices. Please read their policies independently.

8. Changes to This Policy

We may update this policy from time to time. Material changes will be communicated via email and posted on this page with a revised "Last updated" date.

9. Contact Us

For privacy-related queries, reach us at:

  • Email: support@myfolios.in
  • Phone: +91-8871446294
  • Address: 306B Prem Plaza, Near ICICI Bank, Bhawarkuan Road, Indore, Madhya Pradesh, 452001