Disclaimer

Last updated: May 2026

Mutual Fund investments are subject to market risks. Please read all scheme-related documents (SID, SAI, KIM) carefully before investing. Past performance is not an indicator of future returns.

1. Nature of Business

Myfolios is operated by Atul Shrivastava, an AMFI-registered Mutual Fund Distributor (ARN: 145870). We distribute mutual fund schemes and facilitate investments on behalf of investors through regulated platforms like BSE StAR MF and NSE NMF-II.

2. Not a SEBI Registered Investment Advisor

Myfolios is NOT a SEBI-Registered Investment Advisor (RIA). We do not charge fees for investment advice. Any content, recommendations, or "top fund" lists on this website are general in nature, based on publicly available data, and should not be construed as personalized investment advice under SEBI (Investment Advisers) Regulations, 2013.

3. No Guarantee of Returns

Neither the fund performance nor the NAV of mutual funds is guaranteed. Returns shown in calculators, backtests, charts, and comparison tools on this site are indicative only based on historical data and assumptions. Future returns may be materially different. Investors may lose principal in adverse market conditions.

4. Tool Accuracy

Our calculators (SIP, compound interest, goal planners), fund analysis tools, backtest tools, and NAV lookups pull data from public APIs (including mfapi.in, Yahoo Finance). While we strive for accuracy, we do not warrant that the data is real-time, complete, or error-free. Investors should verify information with the AMC/RTA before making investment decisions.

5. Third-Party Content

Our website may display links or references to third-party sites, blog articles, news reports, or scheme documents. Myfolios does not endorse and is not responsible for third-party content, data accuracy, or opinions expressed therein.

6. Tax & Legal Disclaimer

Tax rules mentioned on this website are based on prevailing tax laws as of the date of publication. Tax laws are subject to change. Please consult a qualified Chartered Accountant or tax advisor for personalized tax planning.

7. Commissions & Conflict of Interest

As a registered distributor, Myfolios earns trail commission from AMCs for investments routed through us. This creates a potential conflict of interest, which we manage through transparent disclosure. You always have the right to invest in direct plans (without a distributor).

8. Use at Your Own Risk

All information, tools, and content on https://www.myfolios.in are provided "as-is" for educational purposes. Users are solely responsible for their investment decisions. Myfolios, its founder, employees, and affiliates shall not be held liable for any direct, indirect, incidental, or consequential losses arising from the use of this website.

9. Scheme Documents Override

In case of any conflict between information on this website and the official Scheme Information Document (SID) / Key Information Memorandum (KIM) of a mutual fund scheme, the scheme documents shall prevail.

10. Grievance Redressal

For complaints against Myfolios, please email us at support@myfolios.in. If unresolved within 30 days, you may escalate to AMFI at www.amfiindia.com or SEBI SCORES at scores.gov.in.